Debt Strategy App Reviews

bought an icon that on opening does nothing all buttons disabled

Just what I needed to give me direction on paying off my debt. Now I know how long it will take and when Ill be free of that load! Marvellous.

Funny how after enabling the pass code feature it almost works. Exit app and restart. It asks you for a passcode. Press the round button to exit. Start the app again. It bypasses the passcode screen and youre in. Not very secure, is it?

Freezes all the time and when you close the app and go back to it everything is gone!! Not even going to try and fix it. Its already deleted.

Great App. Was wondering.... Can you add extra payment and start date to each debt particularly the Home debt and a start date? Currently, you can only add the extra payment at the beginning of the entire strategy. This would allow us to add additional payments to each debt starting at a future date. Thanks.

Nice app... Would be 5 stars, but there seems to be a glitch in the calculation on the month a debt is paid off. The remaining portion does not automatically go onto the next debt in that same month. Ive sent an email... lets hope this can be fixed, so it can be a 5 star app. If not, itll not work for many long term debts that you are trying to payoff using a snowball method.

I like very much. Useful, easy to use. Exactly what I needed to become debt free as fast as I can. Sure would like the following added - ability to email the payment schedule and to be able to sort the schedule so all of the bills show up in a month view sorted by date bill due. Sure would be nice to see what Im doing this month in a view. Also need ability to back up data and share with others. Nice for husband and wife to see the same data. Otherwise this is a 5 star app for me.

I was a bit disappointed with the limited functionality of this app. If you already have all the numbers crunched and just want to track payments or just want help deciding which loan to pay off first, then this is a good app for you. But I you still want to play around with the numbers (payment amounts, #yrs till paid off, etc) then youll also be disappointed. This is a good app, just turned out that I wanted it to do more.

I just tried to use this app and I could only list one credit card debt and it would not accept any others. Wasted money that will be spent on something else.

I havent used the app much yet but it seems like it could be helpful. I did notice it is apparently not possible to enter an interest rate of zero for a debt. It would be nice if this were possible. It would also be nice if it were possible to enter an additional amount extra you want to pay per debt instead of the additional amount entered applying to all debts.

I love using this application for playing what-if scenarios. Using it Ive been able to find out the fastest way for me to get out of debt once and for all (I hope anyways). I really like being able to see how doing something as simple as adding and extra $10 per month can pay things off so much faster. My wife and I are using it to follow Dave Ramseys Debt Snowball payoff method and so far its working like a champ!

I love this app. It is easy to use and simple to understand. It is by far my favorite "financial" app that I have used. My only suggestion would be to allow you to set up your payment schedules for every two weeks instead of the monthly option.

I gave up on Debt Free due to the improved improved functionality of the app. Although the competing app has since been updated, I still prefer the UI of Debt Strategy & its my primary tracker. It could use one bit of feature updating at some point, specifically: / backup & restore feature (nobody wants to rekey data! Backup & restore could be via email or iCloud.) Highly suggested tool for keeping your financial life in order.

Ive done some looking around and this is one of the best Ive come across so far. Ive a few suggestions. Features Ive liked in others I have or have tried. Love the simplicity of the payment schedule. Simple click of button, neat features like seeing interest youve paid or our paying per payment. What app needs- better charts and reports like debt hd. Needs custom payoff strategy option, 0% interest option, more variety on payment due dates like weekly payments. If we could input debt that wouldnt be included on debt elimination plan, debt like rent and stuff. This application would have huge universal value but I understand its a debt elimination app.

I picked this app up after getting HomeBudget and loving it. I was looking for something to break down my debts a little more, particularly my student loans that all have different interest rates. This app is missing a few things to make it really functional. It will not allow a user to save a debt if the student loan original loan amount is greater than the current balance. It also seems to have some sort of tolerance for the minimum balance- I wasnt trying to make up my own minimum balance, merely put in the minimum balance that I was assigned by the loan company. However, I was given a "minimum payment too low" message. I really love this app otherwise- the ability to put in "extra payment amount" and see how much it will drop my payments and how much less in interest I will have to pay is really a great feature! I also love the reports this app generates. I am hopful that future updates for this app will allow for the features listed above. Definitely will be worth five stars!!

I really like this app for keeping track of debt payments. My one concern is the inability to custom your payback strategy. For instance, it only allow you to pay back based on interest rate or loan amount. The issue is a problem since some of the interest paid is tax deductible while other loans are not. It would be nice to be able to prioritize the order of loan payoff manually if one is so inclined.

I search a long time in the App Store and through google on my pc. I read many reviews. This app has the design and graphic layout I was trying to find. I would like to see one more development addition and that is allowing for a payment ( lump sum from tax return etc.) to be paid on one debt independent of the scheduled payment. I consider this a request not a complaint.

I have been using it for along time and love it!!! The only thing I would like to see is to be able to sync iPhone to iPad that way I dont have to enter payments on each of them otherwise its great and has helped keeping me on track

I would give it five stars but i need it to be a weekly schedule payment not monthly , some months have more weeks and it would be better if it offered that option!

I love this app. No need to sign up or give any personal info. This app allows you to see a bigger picture with regards to paying down your debt faster and an easy pay down system to follow.